In the last couple of weeks we have been approached by keen investors to purchase policies in the above Companies. Do they know something we do n't know?

We doubt it, because it is common knowledge Royal London are sitting on a large Inherited Estate, and Prudential also, but perhaps more importantly both Companies appear to be rewarding policyholders with above average returns by way of bonuses, which augers well for payouts on policies with still 15 years or more to run.

We now know today Sat. 28th June that Prudential have taken a decision not to distribute their inherited estate, and choose to use these funds to bolster the "with profit" fund ,and hopefully deliver above average bonus results. We do hope so, and support their efforts.