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What happens next?

If our valuation team consider there is a worthwhile surplus amount available over and above the surrender value then an offer will be made and you will then have seven days in which to accept.

If you decide to proceed a contract note will be forwarded to you along with procedural instructions and thereafter you will deal directly with our nominated solicitor who will ask you to provide the original policy document, proof of identity in the shape of passport or driving licence and utility bills for money laundering checks.

Once clear title has been established by our solicitor then a cheque in settlement of the purchase transaction will be issued and the normal selling cycle usually takes about four weeks.